What this actually involves
A Systematic Investment Plan takes a set amount from your bank account on a chosen date and buys units at whatever the price happens to be that day. When markets fall you get more units for the same money; when they rise you get fewer. Over a long period this averages out your purchase cost and, more importantly, removes the need to guess when to enter.
The hard part of a SIP is not starting it. It is continuing it in the month the market drops fifteen per cent and everybody around you is nervous. That is where a distributor who picks up the phone matters more than the scheme you chose.
We help you set the amount at a level you can actually sustain, register the mandate, and step it up as your income grows rather than leaving it frozen at the figure you could afford five years ago.
What this includes
- SIP amount and date set against your salary or business cycle
- e-NACH or auto-debit mandate registration with your bank
- Step-up SIP so the instalment rises as your income rises
- SIP pause, modification and restart requests
- STP and SWP setup for staged entry or a monthly withdrawal
- Annual review of whether the instalment still matches the goal
Who it suits
- Salaried people who want investing to happen automatically
- Parents building a corpus for a goal that is 8 to 15 years away
- Anyone who has tried to time the market once and would rather not again
- Investors who want to begin small — from ₹500 a month — and grow later
The four steps
Fix the goal
The amount needed and the number of years available decide the instalment, not the other way round.
Set the date
Usually two to three days after salary credit, so the debit never bounces.
Register the mandate
One-time bank authorisation; after that it runs without you doing anything.
Step it up
We revisit the instalment every year and raise it in line with your income.
Frequently asked
You may also need
Ready to take the next step?
Talk to us about your goals and we will walk you through the options in plain language — no pressure, no jargon.