A distributor who stays on the phone after the cheque is cleared.
Harikrushna Investment was set up in 2003 and today serves more than 1500 satisfied clients. We are certified mutual fund and insurance consultants, recognised by AMFI and working within IRDAI norms for insurance solicitation.
Our team uses its working knowledge of insurance, tax rules and mutual fund investments to lay out suitable options for each client's short-term and long-term goals — and then explains the trade-off in each one before anything is signed.
Our core purpose is to provide fast, straightforward financial solutions so that people can enjoy a secure retired life.
Services built around ordinary goals
A house, a child's education, a comfortable retirement, cover for the family. Each one needs a different route — here is how we help you take it.
Mutual Fund Distribution
Schemes from every major fund house, matched to what the money is meant to do — paperwork handled end to end.
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SIP Services
Start from ₹500 a month, step it up as your income grows, and keep it running through the noisy months.
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Tax-Saving Investments
ELSS and other Section 80C routes compared side by side, so the tax saving also builds real wealth.
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Retirement Solutions
Build the corpus while you are earning, then turn it into a dependable monthly income.
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Insurance Solutions
Term, health and traditional cover sized to your family's real liabilities. Protection first, product second.
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NRI Investment Services
NRE and NRO route investing, with FATCA, KYC and repatriation formalities explained upfront.
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Four steps, no surprises
The order matters. We do not start with a product — we start with your situation, and the product comes last.
Talk
We listen first — income, commitments, existing policies, and what you actually want the money for.
Match
Suitable categories mapped to each goal, with the risk in every one explained in Gujarati or Hindi if that is easier.
Start
KYC, forms and the first investment completed with us sitting beside you, online or at the Mota Varachha office.
Review
We meet periodically, check progress, and adjust as life changes.
The rules we hold ourselves to
These are not wall decorations. They decide which products we are willing to bring to you, and which ones we quietly leave out.
- Transparency in every recommendation and every commission we earn
- Right attitude — we say no to a product when it does not fit
- Quality of service that continues long after the first investment
- The client's benefit comes first, always
- Long-term relationships over one-time transactions
- Unbiased and appropriate investment guidance
Five product categories under one roof
Everything is offered through AMFI and IRDAI recognised channels. Third-party products are facilitated through registered intermediaries.
Before you invest, you should know
The questions people actually ask us in the first meeting — answered the same way we answer them across the desk.
Ready to take the next step?
Talk to us about your goals and we will walk you through the options in plain language — no pressure, no jargon.