Two decades of straight answers
Incorporated in 2003 and serving more than 1500 investors from our office in Mota Varachha, Surat.
Built on referrals, not advertising
Harikrushna Investment was incorporated in 2003. Nearly every client who joined us since then came through somebody already with us — a neighbour, a colleague at the mill, a family member. That is the only marketing we have ever really had, and it sets the standard we have to keep meeting.
We are certified mutual fund and insurance consultants recognised by AMFI (Association of Mutual Funds in India), and we operate within IRDAI norms for insurance solicitation. Our team draws on its knowledge of insurance, tax rules and mutual fund investments to lay out options suited to each client's short-term and long-term goals.
We help clients work towards their financial goals with effective, sensible investment choices — and we are equally willing to tell a client that a product is not right for them.
Our core purpose is to provide fast, straightforward financial solutions so that people can enjoy a secure retired life.
Eight things we do not compromise on
Our clients rarely read a scheme document cover to cover. That places the burden on us to behave well when nobody is checking — which is what this list is for.
- Transparency in every recommendation and every commission we earn
- Right attitude — we say no to a product when it does not fit
- Quality of service that continues long after the first investment
- The client's benefit comes first, always
- Long-term relationships over one-time transactions
- Unbiased and appropriate investment guidance
- Ethical working within AMFI and IRDAI norms
- Long-term wealth creation and preservation strategies
What working with us actually looks like
One point of contact
You deal with the same person every year. No call centre, no ticket number, no repeating your history to a stranger.
Paperwork handled
KYC, nomination, bank mandate, folio consolidation, claim follow-up — we sit with you and finish it.
Service after the sale
Statements, redemptions, switches, address changes and transmission cases get the same urgency as new business.
Consolidated view
Holdings across fund houses brought into one statement instead of eight separate emails.
Protection before growth
We check that adequate term and health cover exists before you commit money to market-linked products.
Local and reachable
Our office is at Yamuna Chowk, Mota Varachha. Walk in, sit down, get a straight answer the same day.
Ready to take the next step?
Talk to us about your goals and we will walk you through the options in plain language — no pressure, no jargon.